Privacy Policy

The short version

CheckMyPayment calculators run in your browser. That means the math happens on your device, not on our server.

If you type in a $35,000 car loan, a $650 payment, or a $75,000 salary, we do not collect those numbers. We do not store them. We do not build a little financial scrapbook about you. Creepy hobby. We pass.

We do use normal website tools, including hosting, ads, and basic analytics. Those tools may see things like the page you visited, your browser type, or your general device info.

They should not see the private numbers you type into our calculator fields.

No account is required. No password. No bank login. No Social Security number. No “connect your financial life so we can improve your experience.” Sometimes improvement means leaving people alone.

Quick privacy summary

How our calculators handle your numbers

When we say a calculator runs in your browser, here is what we mean.

Your browser is the app you use to visit the site. Chrome, Safari, Edge, and Firefox are browsers.

If you open the credit card payoff calculator and enter an $8,000 balance, a 24% rate, and a $240 payment, the calculator uses those numbers right there on your device.

It shows the payoff math on your screen. It does not need to send those numbers to us to work.

That matters because money numbers are personal. A $2,400 rent budget is not just data. It is your life squeezed into a form field.

So we built the calculators to answer the question without collecting the person behind it.

Information we do not collect

We do not collect, store, or transmit the numbers you enter into our calculators.

That includes:

• Loan amounts
• Income
• Monthly bills
• Credit card balances
• Interest rates
• Mortgage numbers
• Rent or budget numbers
• Student loan balances
• Savings goals
• Calculator results

We also do not collect account data because we do not have accounts.

We do not ask for your Social Security number. We do not ask for bank passwords. We do not ask for your credit card login.

If a calculator asks for a number, it is there to do math. Not to start a lifelong relationship with your debt. Your debt already has enough confidence.

Information that may be collected automatically

Like most websites, CheckMyPayment may receive basic technical data when you visit.

This can include:

• Your IP address
• Your browser type
• Your operating system
• The page you visited
• The time of the visit
• The website that sent you here, if any

An IP address is like an internet return address. It helps websites load and helps hosting companies block abuse.

This data is not the same as your calculator inputs. A server log may show that someone visited /car/. It should not show that you typed a $42,000 loan with a 9.5% rate.

We use technical data to keep the site working, improve pages, and understand what people use most.

For example, if 10,000 people visit the credit card calculator and almost nobody uses a hidden section, that tells us the page needs work. It does not tell us your balance.

Cookies, ads, analytics, and consent choices

A cookie is a small file a website or service can place in your browser.

Some cookies keep sites working. Some remember privacy choices. Some help measure traffic. Some help ad networks show ads or measure whether ads work.

CheckMyPayment may use these types of cookies or similar browser tools:

• Essential/local cookies or storage: used for basic site functions, privacy choices, and calculator usability.
• Analytics cookies: used by tools such as Google Analytics 4, if enabled, to understand page visits and improve the site.
• Advertising cookies: used by Google AdSense or Google advertising partners to serve, limit, personalize, or measure ads.
• Security and hosting data: used by hosting, CDN, and security providers to keep the site available and block abuse.

Google Analytics may collect page views, device and browser information, approximate geography, traffic source, and interaction data. CheckMyPayment does not intentionally send calculator inputs, calculator results, bank details, Social Security numbers, or account credentials to Google Analytics.

Google AdSense and Google advertising partners may use cookies or similar technologies to serve ads and measure ad performance. Personalized ads are ads based on past activity. Plain English: if you looked at shoes yesterday, the internet may chase you with shoes today. The internet has many talents. Subtlety is not one of them.

Where our cookie banner is shown, analytics and advertising storage are set to denied until you accept. You can also reject or block cookies in your browser settings. The calculators should still work normally.

You can manage or opt out of personalized ads through:

• Google Ads Settings
• About Ads opt-out tools
• Network Advertising Initiative opt-out
• Google partner-sites policy

Can Google AdSense see my calculator inputs?

The practical answer: Google AdSense may know that a browser visited a page with ads. It may use cookies or ad settings tied to that browser.

But CheckMyPayment does not send your calculator inputs to AdSense.

If you type a $300,000 mortgage, a 6.75% rate, and a $2,100 payment target, those numbers are for the calculator. They are not packaged up and handed to an ad network by us.

There is an important difference here.

A third-party ad tool may know that a page loaded. That does not mean it receives every number you type into a calculator on that page.

We avoid overpromising because privacy should not be sold like a miracle diet. Google controls its own systems. Your browser controls some settings. We control what our site sends.

Our rule is simple: calculator inputs are not data we collect or share.

Local storage and saved numbers

Local storage is browser memory on your device. A site can use it to remember small bits of information.

CheckMyPayment does not create an account-level financial profile. We do not keep a server-side history of your calculator results.

Your own browser may offer to save form entries. That is a browser setting, not a CheckMyPayment account.

If you use a shared computer, use rounded numbers or clear your browser data when done.

Example: instead of typing your exact $7,843 card balance on a public computer, type $7,800. You still get useful math. You also avoid leaving your real number in a place where other people use the same device.

Good privacy is not paranoia. It is a seat belt. Most days nothing happens. Still worth clicking.

How long data is kept

Calculator inputs are not kept because we do not collect them.

If you enter a $12,000 student loan balance and close the page, we do not have a student loan record to delete later.

Browser privacy-choice records stay on your device until you clear browser storage or change browsers/devices.

Technical logs may be kept by hosting, security, analytics, or advertising providers for their own retention periods. These logs help prevent spam, attacks, and broken-site mysteries.

If you contact us through the contact page, we may keep your message for as long as needed to read it, reply, handle the issue, and keep reasonable business records.

That is different from calculator data. A contact message is something you choose to send. A calculator input is not.

Your choices and privacy rights

You have choices.

You can block cookies. You can use private browsing. You can clear browser data after using a shared device. You can opt out of personalized ads.

You can also contact us if you think we have personal information about you.

Because we do not have accounts and do not store calculator inputs, there is usually nothing for us to export or delete from calculator use.

If you live in California, you may have rights under the California Consumer Privacy Act, as amended by the CPRA. Depending on how the law applies, those rights may include the right to know, access, correct, delete, limit use of sensitive personal information, and opt out of certain sharing or sale of personal information.

Do Not Sell or Share My Personal Information: CheckMyPayment does not sell calculator inputs because we do not collect them. Some advertising cookies may be considered “sharing” under California law. You can reject analytics/ad storage in our cookie banner where shown, use browser privacy controls, or contact us through the contact page with a privacy request.

If you live in the European Economic Area, United Kingdom, or another place with GDPR-style privacy rights, you may have rights to access, correct, delete, restrict, object to processing, or request portability of personal data that applies to us. Where consent is the legal basis, you can withdraw consent.

We will not discriminate against you for exercising privacy rights that apply to you.

Children’s privacy

CheckMyPayment is not built for children under 13.

We do not knowingly collect information from children under 13.

If you believe a child sent us personal information, contact us and we will handle it.

Changes to this policy

We may update this policy from time to time.

When we do, we will update the date at the top.

If the change is major, we will try to make it clear. Privacy should not be hidden in a sentence that looks like it was raised by lawyers in a windowless room.

Frequently asked questions

Do online calculators store my data?

Some might. That depends on how the calculator is built.

CheckMyPayment calculators run in your browser. We do not collect or store your calculator inputs or results.

Does CheckMyPayment store my calculator results?

No.

If the car calculator shows a $650 monthly payment, we do not save that result. We do not keep a dashboard. We do not create a profile.

Can Google AdSense see the numbers I type into a calculator?

CheckMyPayment does not send your calculator numbers to Google AdSense.

AdSense may use cookies and page-level ad data. That is different from receiving your $8,000 balance or $75,000 income input from our calculator.

Do I need an account to use CheckMyPayment?

No.

You can use the calculators without creating an account, sharing your name, or giving us an email address.

Do calculators work if I block cookies?

Yes, the calculators should still work.

Blocking cookies may affect ads, analytics, or other third-party features. It should not stop the math.

Can I ask CheckMyPayment to delete my data?

Yes, you can contact us.

For calculator use, we usually will not have anything to delete because we do not collect calculator inputs or results.

Is it safe to use real numbers in a loan or credit card calculator?

For CheckMyPayment, the calculator math runs in your browser and we do not store the numbers.

If you are on a shared device, use rounded numbers. A $19,900 loan estimate can teach you nearly the same thing as $19,873.42. Precision is useful. Privacy is also useful. Adults are allowed to have two thoughts at once.

What to check next

If you came here before using a calculator, fair. Money websites ask for trust before they earn it.

Here is the simple path:

• Use the car calculator for a payment estimate.
• Use the mortgage calculator for house-payment math.
• Use the credit card payoff calculator for debt payoff timing.
• Use the budget calculator for monthly cash flow.
• Use the student loan calculator for repayment planning.

If you are nervous, use rounded numbers first.

Try $35,000 instead of $35,284. Try $2,400 rent instead of $2,387. Try $8,000 debt instead of $8,143.

The goal is not to confess your finances to a website. The goal is to see the math clearly enough to make a better move.

Once you see the math, you can decide what to do next.

Contact us

Questions about this privacy policy?

Reach us through the contact page.

If something is unclear, tell us. Privacy pages should not require a law degree, a flashlight, and emotional support snacks.