Credit & Debt
Credit Card Avalanche vs Snowball Calculator: Fastest Payoff or Quickest Win?
Compare avalanche and snowball payoff strategies side by side with real interest, payoff dates, and the fastest path.
Credit & Debt
Minimum Payment Is Not a Payoff Plan: The Credit Card Math Banks Hope You Ignore
A credit card minimum payment can keep a balance alive for years. See the $5,000 at 22% APR example, why fixed payments work faster, and how to build a real payoff plan.